Have you been thinking about starting orthodontic treatment but aren’t sure if it’s within budget? Let this be the year you start your journey for the smile you deserve, because not only can a straighter smile help boost your confidence, it can support your oral health too. While you may be hesitant to start because of the cost, a straighter smile is actually more accessible than you think with American Family Orthodontics.
Insurance Coverage
Many dental insurance providers include orthodontic treatment as part of their plans — some offer discounts on orthodontic treatment, while others include a lifetime maximum. Unlike an annual maximum, which resets every year, a lifetime maximum is the total amount of money you can use toward orthodontic treatment for the life of the plan. Many patients do not use their orthodontic coverage, so it’s a good idea to take advantage of the benefits available to you! It’s always a good idea to ask your insurance provider for all the specifics on what your plan covers to make sure you are fully informed.
HSA and FSA
Another option for covering orthodontic treatment is through a Health Savings Account (HSA) or Flexible Spending Account (FSA). Patients can contribute earnings to HSAs or FSAs and then use that money for healthcare expenses. We are pleased to offer both types of payment options.
In-House Financing
Monthly payments can be made through our in-house financing options with 0% financing and no hidden fees — a flexible down payment is required. Please check with your practice to learn more.
Smiles360 Dental Savings Club
For patients without insurance, savings are still possible with our Smiles360 Dental Savings Club. Members receive 15% off orthodontic treatment. As well, preventative care at our Mortenson Family Dental and Kid’s Dentistree sister practices is included at no additional cost. There are also generous discounts on a variety of dental treatments.
Make your smile a priority in 2026! If you have any questions about treatment options available or would like to schedule a free consultation, contact us anytime.